Business Plan & Finance

Welcome to the Creative Minds® Franchise Information

FINANCING:

We are fully recognised by all major South African banks.

We can assist you with your business-plan and arrangements if needed.
Financial projections and estimates for all the different options are from us and we also have a document explaining how to do your own business plan.

For a professional business plan and finance application, we recommend:
Libra Small Business Consultants in Johannesburg
Hansie Britz – 011 704 1248 / 084 583 3143
hbritz@global.co.za or money@global.co.za

Access to Finance: National Institutions
The issue of access to finance for small business is a problem facing most existing and new businesses in South Africa today. Most applicants do not know what is expected of them when making applications to financial institutions for assistance.

The following information has been compiled in order to clarify some of the criteria that applicants need to comply with in order to qualify for a loan

Essential Elements of a Good Business Plan
What are the key elements of a business plan? From market analysis to your company financials, this guide walks you through the essential components of your plan, including how to develop a funding request.

  • Business Plan Executive Summary
    Your executive summary is a snapshot of your business plan as a whole and touches on your company profile and goals. Read these tips about what to include.
  • Market Analysis
    Before launching your business, it is essential for you to research your business industry, market and competitors.
  • Company Description
    Your company description provides information on what you do, what differentiates your business from others, and the markets your business serves.
  • Organization & Management
    Every business is structured differently. Find out the best organization and management structure for your business.
  • Marketing & Sales
    How do you plan to market your business? What is your sales strategy? Read more about how to include this information in your plan.
  • Service or Product Line
    What do you sell? How does it benefit your customers? What is the product lifecycle? Get tips on how to tell the story about your product or service.
  • Funding Request
    If you are seeking funding for your business, find out about the necessary information you should include in your plan.
  • Financial Projections
    If you need funding, providing financial projections to back up your request is critical. Find out what information you need to include in your financial projections for your small business.
  • Appendix
    An appendix is optional, but a useful place to include information such as resumes, permits and leases. Find additional information you should include in your appendix.

For finance START HERE:
http://www.seda.org.za/MYBUSINESS/Pages/My-Business-Packages.aspx

WHERE TO GET FINANCE?

We are recognised by most major South African banks.

The following are other funding institutions available to you.

Start with http://www.seda.org.za/ContactUs/Pages/NationalOffice.aspx

Applying for finance from SEFA (Small Enterprise Finance Agency)

The Small Enterprise Finance Agency (SOC) Ltd (sefa) is a merger of the South African Micro-Finance Apex Fund (samaf), Khula Enterprise Finance and IDC (Industrial Development Corporation)’s small business activities.

sefa was launched in April 2012 as a fully-owned subsidiary of the Industrial Development Corporation (IDC).

The vision of sefa is to be the leading catalyst for the development of sustainable Survivalist, Micro, Small and Medium enterprises through the provision of finance.

Products and Services

Retail Products

  • Working Capital
  • Asset Finance
  • Term Loan
  • Revolving Loan
  • Bridging Loan

Wholesale Products

  • Wholesale Microfinance Business Loan
  • Wholesale SME Business Loan
  • Credit Indemnity Scheme
  • Business Support
  • Land Reform Empowerment Facility

For more information and/or to apply, contact:

www.sefa.org.za
Call Centre: 086 000 7332 (sefa)
E-mail: helpline@sefa.org.za

Shell Corporation incubator program for people up to 35 years old.

http://fs20.formsite.com/raizcorp/liveWIRE/index.html
Junior Achievement South Africa
Umsobomvu Youth Fund
The Business Place
South African Black Entrepreneurs Forum
South African Institute of Entrepreneurship
Raizcorp
Shanduka Black Umbrellas
Endeavor
Biznetwork
National Youth Development Agency
Khula Enterprise Finance
DTI
Industrial Development Corporation
Gauteng Enterprise Propeller
Ubuntu Institute
SAB Kick Start
Enablis
SEDA (Small Enterprise Development Agency)

Business plan

http://www.enterprisesa.com/nef/?module=plan_creator&plan_category=1
How to Craft a Business Plan That Will Turn Investors’ Heads

For Eastern Cape: http://www.ecdc.co.za/ecdc/our_business_units/enterprise_finance

We can assist you with your business-plan templates and arrangements if needed. Also see www.southafrica.smetoolkit.org/sa/en

Financial projections and estimates for all the different options are from us and we also have a document explaining how to do your own business plan.

Access to Finance: National Institutions

The issue of access to finance for small business is a problem facing most existing and new businesses in South Africa today. Most applicants do not know what is expected of them when making applications to financial institutions for assistance.

The following information has been compiled in order to clarify some of the criteria that applicants need to comply with in order to qualify for a loan

The Business Referral and Information Network (BRAIN) programme was initiated by the Department of Trade and Industry, and is now managed by the NAMAC Trust.

Any individual or small business that needs business information may call the National Centre for assistance with business queries.

Queries may vary from quite basic ones, e.g. ‘Who can help me finance my business’ to very complex ones concerning manufacturing processes, international markets, patent infringements, etc.

http://www.brain.org.za/FINANCING/financingnat.html

BRAIN National SMME
Information Centre
NAMAC
Building 23, CSIR Campus, Meiring Naude Rd, Brummeria, Pretoria
P O Box 395, Pretoria, 0001
E-mail: offersn@namac.co.za
Telephone: +27 12 349 0100
Fax: +27 12 349 2850